Everything you need to know about retiring in Bali | Harcourts Purba Bali

Everything you need to know about retiring in Bali

Have you ever dreamed of retiring in a tropical paradise? If so, Bali might be the perfect place for you. Bali has a lot to offer retirees with its beautiful beaches, stunning scenery, and friendly locals.

However, there are a few things you should know before making the move to Bali. In this blog post, we’ll cover the requirements and laws for retirees in Bali, housing options, and other things you should know before moving.

Why retire in Bali?

Bali is a beautiful island in Indonesia with culture, stunning beaches, and friendly locals. It’s no wonder that Bali is such a popular destination for retirees. If you’re considering retiring in Bali, you should know a few things first.

This guide will cover the requirements for retiring in Bali, the laws and regulations you need to be aware of, housing options, and more. Keep reading to learn everything you need to know about retiring in Bali.

Requirements and laws for retiring in Bali.

Although Bali is a popular destination for retirees, you should know a few things before moving. Here are some requirements and laws to keep in mind:

  • You must be at least 55 years old to retire in Bali.
  • You must have a retirement visa, which allows you to stay in Indonesia for up to 12 months. To qualify for a retirement visa, you must have proof of income from a pension or other sources that amount to at least $1,500 per month.
  • You must have health insurance that covers you in Indonesia.
  • You may need a police clearance certificate from your home country.
  • A rental agreement or proof of lease for a property in Bali
  • Employment contract for an Indonesian assistant or household worker
  • A statement that you will not engage in business activities or work in Indonesia
  • Your CV

Housing options for retirees in Bali

As a retiree in Bali, you will have several different housing options. You can opt to live in a traditional Balinese-style home, known as a “so endearingly quaint they could be on a postcard” bungalow, or you can choose to live in a more modern home or condo. Villas are very popular among retirees in Bali, as they offer privacy and security.

There are many different types of housing available to foreigners in Bali, so you should have no problem finding something that suits your needs and budget.

If you are looking for an affordable option, you may consider renting a room in a local Balinese guest house. This can be a great way to experience traditional Balinese culture and meet new friends. Room prices vary depending on location and amenities, but you can expect to pay around $200-$300 per month for a basic room. If you want something more luxurious, many villas and condos are available for rent or sale. Villa prices start at around $1,000 per month, while condos start at around $500 per month. Sale prices for a basic house start at around $50,000, while sale prices for a villa start at around $250,000 and can go to the millions.

If you want to buy a property, you might want to learn about land titles in Bali first, as there are some important things you need to know.

Healthcare for retirees in Bali

Bali has a wide range of medical facilities and services, from small clinics to five-star hospitals catering to international patients. The standard of healthcare is generally good, although it may not be up to the same level as what you are used to in developed countries.

Several hospitals and clinics in Bali cater specifically to retirees and expats, such as the Silaoam and the BaliMed Hospital. These facilities offer various services, including general medical care, dental care, cosmetic surgery, and more.

In terms of costs, healthcare in Bali is relatively affordable. For example, a consultation with a general practitioner at a clinic like BaliMed starts at around IDR 300,000 (US$21). A basic health check-up package costs around IDR 1 million (US$70). Bali hospitals charge different fees based on your visa. With a retirement visa (KITAS), you are in the middle bracket and face significantly lower medical bills than tourists.

Finances and cost of living for retirees in Bali

Bali is a beautiful and affordable place to retire, but there are a few things you should know about the finances of retiring here. The cost of living in Bali is relatively low, but it is important to understand the currency well and how it works before you make the move.

The Indonesian rupiah is the official currency of Bali, and it is important to have a good understanding of how it works before you retire here. The best way to do this is to open a bank account in Bali and learn the currency. The rupiah is divided into 100 sen, and many banks and ATMs across the island can help you with your finances.

With your $1500 minimum income as a retiree in Bali, you can live quite comfortably. In fact, many retirees find that they can save money by retiring to Bali.

The cost of living in Bali varies depending on your lifestyle, but you can expect to spend around $600-$1000 per month on basic expenses. This includes things like food, transportation, and housing. If you want to live a more luxurious lifestyle, you can expect to spend around $2000-$3000 per month.

Of course, your costs will also depend on whether you choose to rent or buy property in Bali. Renting is generally cheaper than buying, but it is important to factor in the cost of utilities, furniture, and other expenses.

When it comes to pensions, Bali does not really have a public pension system like in most developed countries. If you plan to retire here, you will need to have your own private pension or investment plan in place.

Activities and entertainment for retirees in Bali

Bali offers a wide range of activities and entertainment for retirees. From golf and tennis to snorkelling and surfing, there is something for everyone. And, with its abundant nightlife, retirees can easily find a party or two to enjoy.

In addition to the many activities available, Bali also offers several Laws and regulations favourable to retirees. For example, Bali has no Inheritance Tax, making it an attractive destination for retirees with investments or property back home. Additionally, the cost of living in Bali is relatively low, meaning that retirees can live comfortably on a fixed income.

Finally, Bali offers a wide range of housing options for retirees. Whether you are looking for a villa by the beach or a more traditional Balinese home, you can find something that suits your needs and budget.

Tips for a successful retirement in Bali

Bali is a perfect retirement destination for many reasons: the relaxed lifestyle, the beautiful scenery, the friendly people and the low cost of living. But you should know a few things before you move, such as the legal requirements, the best places to live and the cost of living. Here are some tips for a successful retirement in Bali.

  1. Check the legal requirements. You must have a valid passport and a retirement visa (known as KITAS) to retire in Bali. You can apply for a retirement visa at your nearest Indonesian embassy or consulate.
  2. Choose your location carefully. Bali is a large island with many different areas to choose from. Retirees typically prefer to live in Sanur, Ubud, or Seminyak – these are all popular tourist areas with good infrastructure and plenty of amenities nearby.
  3. Consider your budget. The cost of living in Bali is very reasonable, especially compared to costs in developed countries. However, your monthly budget will still depend on your lifestyle and whether you plan to live more extravagantly.
  4. Find housing that suits your needs. Many different types of housing are available in Bali, from villas and apartments to boarding houses and guesthouses. It’s important to find something that suits your needs and budget – you don’t want to be cramped up in a small space or too far away from amenities like shops and restaurants. You can contact us if you need help finding the perfect home.
  5. Make sure you have healthcare coverage. Although the quality of healthcare in Bali is generally good, it’s still important to ensure adequate medical insurance coverage – especially if you’re retired and on a fixed income.

FAQs about retiring in Bali

Is Bali a good place to retire?

Bali is often cited as one of the best places in the world to retire, offering a tropical climate, beautiful scenery, friendly locals, and a relatively low cost of living. In addition, many other retirees are already living in Bali, so you’ll have plenty of potential friends and companions.

What are the requirements for retiring in Bali?

There are no specific requirements for retirees, but you must obtain a retirement visa available through Indonesian consulates overseas. You must show proof of income (pension or investments) and have a return ticket and travel insurance.

What is the cost of living in Bali?

The cost of living in Bali can be as low or high as you want it to be. You can get by on less than $1,000 per month if you live modestly. But your costs will be correspondingly higher if you want to live a more luxurious lifestyle. Housing costs are generally relatively low, and food and entertainment are also reasonably priced.

What is the climate like in Bali?

 The climate in Bali is tropical, with temperatures tending to remain fairly steady throughout the year. The wet season runs from October to April, while the dry season is from May to September. The island can get crowded during peak tourist periods (such as Christmas and Easter), so if you’re looking for a quiet retirement spot, you may want to avoid these times.

Where should I live in Bali?

Bali has many different expat communities, so it depends on what type of lifestyle you’re looking for. Some popular areas include Ubud (a cultural centre with many art galleries and temples), Seminyak (a trendy area with upscale shops and restaurants), and Canggu (a laid-back beach town popular with surfers). Sanur is popular with families and retirees, as it’s a bit quieter and more relaxed than some of the other areas.

Do I need to learn Indonesian?

Although learning some basic Indonesian will certainly make your life easier, it’s not strictly necessary. Many Balinese people speak English, especially in tourist areas. However, if you want to venture off the beaten path or interact more with the locals, learning at least some basic Indonesian phrases will be very helpful.

What is healthcare like in Bali?

The healthcare system in Bali is generally good, although it’s not on par with developed countries. There are several hospitals and clinics around the island, and many doctors and nurses speak English. However, you may need to be evacuated to another country for treatment if you have a serious medical condition.

Do I need a visa to retire in Bali?

Yes, you will need to obtain a retirement visa if you want to stay in Bali for an extended period of time. You can apply for this visa through Indonesian consulates overseas. In addition to your passport and application form, you will need to submit proof of income (such as a pension or investment statement) and have a return ticket and travel insurance.

What is the best time of year to visit Bali?

The best time to visit Bali depends on what you’re looking for. If you want to avoid the crowds, the shoulder seasons of May-June and September-October are generally a good bet. These months also offer cheaper hotel rates and airfare. However, suppose you want to experience Balinese festivals and ceremonies. In that case, you may want to plan your trip around one of these events (such as Nyepi in March or Galungan in October).

What are some popular tourist attractions in Bali?

Some of the most popular tourist attractions in Bali include the temples of Tanah Lot and Uluwatu, the beaches of Kuta and Seminyak, and the rice terraces of Ubud. Nature lovers may also want to check out the island’s many waterfalls and hiking trails.

What are some popular things to do in Bali?

In addition to sightseeing, there are many other activities to enjoy in Bali. These include surfing, snorkelling, diving, fishing, golfing, and spa treatments. There is also a vibrant nightlife scene in areas such as Kuta and Seminyak, with many bars and clubs to choose from.

How do I find a home in Bali?

Contact us today to learn more about finding a home in Bali. Our team of experts will be happy to assist you in your search for the perfect retirement property. Whether you want to buy or rent, we can help you find the perfect home to fit your needs.


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I must say coming from Australia to Bali to buy land. With the dream to build a villa in paradise. .Was very nerve-racking. But luckily along the way.. after a few failed attempts.. I met a champion guy Eugene. Of Harcourts Canggu...A great bloke. Down to earth, very honest and experienced. He made my experience.. Very easy and made me feel I was in trusted hands.. which was my biggest concern.. As well along the way. I Had help from him. lovely family. and staff. I 100 percent...recommend him and his Team ..thank you 
by David Paterson
Siti, Eugene and the team have been very helpful in finding my dream property on Bali. They went the extra mile to make sure I got the villa I wanted. The whole process were very complicated as other agencies were involved, but with Siti and Eugene’s help I now own my dream villa. I am very satisfied and highly recommend them!
by Lili Tjandra
A million thanks to Siti and Eugene who helped us sell our Bali villa. It was a long process that required a lot of patience and that is why I really admire your dedication, perseverance and professionalism in closing the deal. Thank you for standing by us and guarding our interests throughout several years of rental management and ultimately the sales process itself – you did a fantastic job!
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I would like to thank both Siti and Eugene and their staff. We are impressed by your professionalism and extremely happy with the result of closing the deal and working with us hand in hand to make sure that all the legal aspects of the deal have been dealt very professionally. Thank you again ... we are fully satisfied and highly recommend Siti and Eugene to anyone who would like to find a property in Bali or Lombok
by Eddie and Jane Walters
Dear Siti thanks again for what you and your staff have done to be able to complete the deal. We are impressed by your professionalism and responsiveness and your kindness throughout this process. We are extremely happy with the result.
by Alex and Beurt Van Heerigen
Siti Purba and Eugene Shivnan are my trusted Property Agents in Bali/Indonesia. Since I started acquiring Villas in 2011. I have turned to them not only for purchasing properties. But many times simply for advice, or a friendly ear. They remain at the pinnacle of their game, and will provide factual information and data. Even if it means a deal not come their way from it! This impartially makes them special in an industry not known for it. I recommend them as individuals and Real Estate Professionals, without hesitation.
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